Buyers Guide - Loan Facilities
Malta’s banking system operates at a high-end international level. The country’s main financial institutions (Banks) include Lombard Bank, APS Bank, HSBC, and the Bank of Valletta.
Most of Malta’s local banks also have loan facilities that make the purchase of property by foreign individuals as well as businesses available. Most of these loans will not exceed 90% of the total purchase price and the closing costs if the security provided for the loan is considered a hypothec on the property. Interest rates will be determined based on the amount of security that is provided.